Need Cash Quick?
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At Pachyy, we work with lenders across America to bring you the most affordable payday loans. With our 5 minute free application you can apply for payday loans in Louisiana.
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5 minute application and same day loans*
Since 2019, we have served over 500,000 happy customers
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Submit a simple application with some basic personal information
After you have submitted your application, you will be instantly notified of lenders with payday loans that suit you best
If you do select a loan and are approved by the lender, cash will be wired to your checking account
A payday loan is normally used to help you pay for unexpected expenses before your next pay check. If an unexpected expense or an emergency occurs and you have a lack of cash, a payday loan can help you pay for this expense without having to wait for you next pay check. In Louisiana, payday loans are also known as cash advance loans or payday advance loans. You receive a lump sum cash amount and typically repay the loan and interest when you receive you next pay check.
Even if you have bad credit, you can still apply for a payday loan if you meet the above criteria. Simply enter your details into our application to find the best Payday Loans options for you today!
$100 –
$50,000
5
Minutes
$0
Fees
Same
Day
Apply
24/7
0
Effect
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Fees Paid
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To borrow money from payday loan lenders in the state of Louisiana, applicants require proof of income, an active bank account, a valid form of identification and contact details. Even if you have bad credit, you can still apply for a payday loans if you provide us with the above details. Simply enter your details into our application to find the best payday loans for you today!
We understand that occasionally you may be hit with an unexpected expense and do not have enough cash to cover it. If you are unable to wait until your next payday and you need cash now, a payday loan can help you.
A payday loan allows you to get the cash you need when you need it and take control of your finances without needing to wait for you next pay check. Payday Loans are perfect for allowing you to stay on top of unexpected bills, such as medical bills, car accident bills, funeral bills and many other types of unexpected bills. With Pachyy, applying for a payday loan is simple and can be done in under 5 minutes online. You will normally receive your payday loan within 24 hours of applying with Pachyy. Applying for a online payday loan with Pachyy is easier than applying through a traditional bank or in person. Traditional banks can take weeks to process your application before you get paid! With Pachyy, you can get cash within 1-24 hours. We will also help find the best lender for you from our select partners, ensuring that you get the best rates.
No Problem! Start a free application below and we will find loans that suits you best!
If you do not think that a payday loan is right for you, we offer other types of loans!
We help provide payday loans across multiple US states. If you are looking for “payday loans near me” and you are in New Orleans, Baton Rouge, Shreveport, Lafayette, Lake Charles, Kenner, Bossier City, Monroe, Alexandria, Houma or anywhere in Louisiana, you can apply for a payday loan with our online application.
| Area | Details |
| Maximum Loan Amount | $350 |
| Loan Term | Within the span of 60 days or less |
| Maximum Finance Rate and Fees | A fee of 16.75% of the face amount of the check will be charged, with a maximum of $45. If the check remains unpaid after the due date, a yearly interest rate of 36% will be applied for the first year, and 18% for subsequent years. |
| Finance Charge for 14-day $100 Loan | $16.75 |
| APR for 14-day $100 Loan | 437% |
| Maximum Number of Outstanding Loans at One Time | No further information provided. |
| Rollovers Permitted | A licensee is permitted to accept a partial payment of twenty-five percent, along with fees, and can then initiate a new deferred presentment transaction or extend the small loan for the remaining balance. After the initial transaction or loan has been fully repaid by the consumer, they are eligible to engage in a new transaction or loan with the licensee. The completion of a deferred presentment transaction or small loan is achieved when the consumer has paid the full amount advanced. (La. Stat. Ann. § 9:3578.6) |
| Repayment Plan | If a consumer is unable to repay a deferred presentment transaction or small loan to a licensee on time, they may choose to enter into an extended payment plan once in any twelve-month period. This plan must allow the consumer to repay the outstanding amount, including any fees, in at least four substantially equal installments. These terms are outlined in Louisiana Statute Ann. § 9:3578.4.1. |
| Collection Fees | Reasonable attorney’s fees and court costs may be included in a consumer credit transaction. The parties involved can also agree on an extra charge to be applied to the consumer’s account if payment is made by check or electronic debit. This additional charge cannot exceed twenty-five dollars or five percent of the payment amount, whichever is greater, as stated in Louisiana Statute Annotated Section 9:3529. |
| Criminal Action | Prohibited |