Need to borrow between $100 - $35,000 over a long period?
Let Pachyy find the best installment loan for you
Time to apply
1 - 24 Hours
to get cash
fees that we charge
on your credit score
$100 - $32,000
available to borrow
Apply at any time
Get an installment loan with Pachyy in under 24 hours and borrow between $100 – $35,000 over 2 – 36 months!
Select how much you need and for how long and apply now for an installment loan with Pachhy. Our application takes 5 minutes, is completely free, will give you an instant decision and won’t affect your credit score
Apply For a Loan in 4 Simple Steps
* You must be 18 years or older to apply for a loan
* At Pachyy, we take your personal privacy very seriously. We ask for your email and mobile number in order to contact you if your application is successful.
* Monthly Net Income: Your monthly earnings after tax
Representative Example: On an assumed loan amount of $750 over 12 months. Rate of interest 292% (fixed). Representative 171%APR. Total repayment amount $1,351.20 and total interest is $601.20. 12 monthly payment of $112.60. We do not know how many customers take out a loan or the APR, this calculation is based on the mean APR of the lenders we work with.
What Is an Installment Loan?
An installment loan is a loan that is repaid over many months with regular repayments.
Unlike cash advance or payday loans, installment loan repayments are spread over many months. Whether you are applying for a $100 loan or a $35,000 loan, an installment loan gives you the flexibility to repay your loan in your own time. You can get a loan for 2 months, 12 months or even 2 years.
Paying off a loan over a longer period of time can reduce the size of your monthly repayments, help you rebuild your finances and improve your credit score.
Depending on your personal profile, credit score and needs, we offer collateral loans, bad credit loans and unsecured loans.
At Pachyy, we only partner with responsible and fair lenders. That means that you will always have the chance to pay off your installment loan early.
Why Choose Pachyy?
We only partner with fair and ethical lenders
Apply in under 5 minutes & receive cash in 24 hours
We charge no Application fees, success fees or any hidden fees
Our online application is simple to complete and requires only basic information
Applying for a loan through Pachyy will not affect your credit score
At Pachyy, we are passionate about facilitating safe, straightforward and affordable loans to everyday Americans, helping them to build their financial health.
Our job is to find you the best loan, from the best lenders, as quick and as conveniently as possible!
Our unique online application process is easy, completely free and can be done in under 5 minutes. We will process your request instantly and if we find a suitable lender for you, you can receive cash in under 24 hours.
Once we receive your application, we instantly compare your loan options across all of our partners to find the best loan for you.
We only partner with the most respectable lenders nationwide, giving you peace of mind that you will be treated fairly and ethically.
We do not charge any fees. Our loan application process is free. We do not charge any success fees once you receive your loan.
Can I Get an Installment Loan?
To apply for an installment loan you must meet all of the following criteria:
Be a US Citizen
+18 years of age
Have a live checking account
Steady monthly income of +$800
Be able to make repayments
Even if you have bad credit, you can still apply for an installment loan if you meet the above criteria. Simply enter your details into our application to find the best installment loan options for you today!
Why Would I Need an Installment Loan?
Installment loans can be used to pay for unexpected expenses, large personal expenses or business expenses. If you are unable to wait until your next payday to cover an unexpected expense or do not have time to save up for a large purchase, an installment loan can help you!
Auto Repair Costs
An installment loan allows you to get the cash you need when you need it and take control of your finances.
Installment loans are perfect if you need to stay on top of unexpected bills, such as medical bills, car accident bills, funeral bills without having the pressure of paying back a loan in a couple weeks. Installment loans are also ideal for large personal purchases and business costs that you can pay off over many months.
With Pachyy, applying for a cash advance loan is simple and can be done in under 5 minutes online. You will normally receive your installment loan within 24 hours of applying with Pachyy.
Applying for an installment loan online with Pachyy is easier than applying through a traditional bank or in person. Traditional banks can take weeks to process your application! With Pachyy, you can get cash within 1-24 hours and will also help find the best lender for you from our select partners, ensuring that you get the best rate possible.
Still not sure that an installment loan is the right loan for you?
Start a free application below and we will find the loan that suits you best!
How to Get an Installment Loan
Get an installment loan quickly with Pachyy. All it takes is 3 simple steps to go from applying to receiving cash!
Start an Application with Pachyy
Our application is designed to be user friendly. It is normally completed within 5 minuets and we do not charge any fees!
Sit back and let us work our magic!
Once you have submitted your application, we will evaluate all of your options and find the best loans for you. You will be notified of potential loans almost instantly after you submit your application.
Receive your Cash
Subject to further checks, you will be sent a loan agreement by email for the loan of your choosing. Once you have signed this loan agreement, cash will be wired to your checking account.
What Do I Need to Apply for an Installment Loan?
Applying for an installment loan with Pachyy is quick and easy. The only information that we need is:
Valid checking account to receive funds
Contact details Phone number & email
Drivers licence or a state ID to verify your identity
Even if you have bad credit, you can still apply for an installment loan if you provide us with the above details. Simply enter your details into our application to find the best installment loan options for you today!
Does Pachyy Offer Installment Loans near me?
Get an Installment Loan in
Alabama California Colorado Florida Illinois Indiana Iowa Kentucky Nevada Louisiana Maryland Ohio Tennessee Texas
We help provide installment loans across 12 US states. Below is a list of the US States that we serve and that you can get an installment loan in. If you are in one of these states, you can apply for an installment loan with Pachyy using our free online application form