Payday Loan Stocks - 2023

Published: February 16, 2023
By the Pachyy Editorial Team
The Pachyy Editorial Team comprises a diverse and experienced team of writers, researchers and subject matter experts whose aim is to provide you with useful insights, guidance and commentary on all matters related to your personal finances.

In the United States, there are currently over 20,000 payday lenders in operation. While the majority of these lenders are small, privately-owned companies, there are a handful of national payday lenders with significant reach. Among these larger lenders are four publicly traded companies which we have profiled.

Enova International, Inc. (ENVA)

Enova

Enova International, Inc. (NYSE: ENVA) is a publicly traded company headquartered in Chicago, Illinois that specializes in providing online financial services to consumers and small businesses. 

Enova offers a variety of financial products, including short-term loans, payday loans, installment loans, and other financial products. The company operates through several brands, including CashNetUSA, NetCredit, and Headway Capital.

As of February 2023, Enova had a market capitalization of around $1.5 billion and employed over 1,500 people.  

EZCORP, Inc. (EZPW)

EZCORP

EZCORP, Inc. (EZPW) is a publicly traded company on the NASDAQ stock exchange that operates pawnshops and provides consumer loans. The company was founded in 1989 and is headquartered in Austin, Texas.

The company offers a range of financial services, including pawn loans, payday loans, installment loans, and other short-term loans through its more than 800 pawn stores.

As of February 2023, EZCORP had a market capitalization of $500 million and employed over 7,000 people. 

FirstCash, Inc. (FCFS)

FirstCash

FirstCash, Inc. (FCFS) is a publicly traded company on the NASDAQ stock exchange that operates pawnshops and provides consumer finance services. The company was founded in 1988 and is headquartered in Fort Worth, Texas.

FirstCash offers a range of financial services, including pawn loans, payday loans, installment loans, and other short-term loans. 

As of February 2023, FirstCash has a market capitalization of around $4.2 billion and operated more than 2,800 store in the United States, Mexico, and South America, employing over 20,000 people.

CURO Group Holdings Corp. (CURO)

Curo

CURO Group Holdings Corp. (CURO) is a publicly traded company on the NYSE that provides consumer finance services. The company was founded in 1997 and is headquartered in Wichita, Kansas.

The company offers a range of financial services, including installment loans, payday loans, lines of credit, and other short-term lending options. 

As of February 2023, CURO had a market capitalization of around $170 million and operates in the United States, Canada, and the United Kingdom.