Media | Helping You Stay Informed

With our comprehensive and easy to understand articles, you can keep up-to-date with all the latest developments that may affect your finances


What is a Payday Loan Rollover?

Did you know that you can request a payday loan rollover from your lender if you’re having difficulty repaying the original loan? This option grants you more time to pay back your loan, allowing you to avoid accumulating additional late fees or facing the risk of bankruptcy. By extending your payday loan, you’ll have a better chance of fully settling it without any financial strain. Reach out to your lender to inquire about the possibility of a payday loan rollover.


Small Businesses: Debt or Equity?

As a small business owner, raising capital is a critical decision that can impact your business’s financial health and long-term growth. In this guide, we will explore the benefits and drawbacks or raising equity capital or debt capital.

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Do Payday Loans Help Your Credit?

Payday loans, also referred to as cash advance loans, are loans meant for individuals experiencing financial challenges and urgently in need of quick cash. Although payday loans have the potential to boost your credit score, it is important to consider other alternatives. This article aims to shed light on how payday loans may positively impact your credit score, while also highlighting why they may not be the most optimal choice.

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How Do I Find Out if I Have Outstanding Payday Loans?

Finding out if you have any outstanding payday loans is a breeze! Simply reach out to your payday loan provider by giving them a call or sending them a message. They will kindly ask for your personal details, but don’t worry, it’s a standard procedure. Once you’ve provided the information, your lender will be able to inform you if there are any remaining unpaid amounts on your loan.

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How Can I Get My Loan Written Off?

If you are finding it difficult to repay your loan, there are certain circumstances where it is possible for your loan to be written off. For instance, if your loan is significantly overdue and you are unable to find a way to repay it, or if you are receiving numerous calls, emails, and letters from the lender and wish for them to stop.


What’s the Average Size of a Payday Loan in the USA?

If you’re in need of some quick cash but are unsure if a payday loan is right for you, we have a helpful page called “Is a Payday Loan Right for Me?” that you can visit. It will provide you with all the information you need. Additionally, we have some other useful topics that you may want to read about:

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What Is APR?

Do you know what APR stands for? It’s the Annual Percentage Rate, and it tells you how much your loan will cost you over the course of a year. But we understand that APRs can sometimes be hard to understand, especially with payday loans that are typically repaid in less than a year.

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Best 20 Small Cities in the Mid-West: 2023

The Midwest region of the United States is known for its friendly communities, affordable living, and picturesque landscapes. Among the many cities and towns that make up this region, some stand out as excellent places to call home. In this article, we will take a closer look at the top 20 small cities (population less than 100,000) to live in, in the Midwest.

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Can I Get A Guaranteed Payday Loan?

While we cannot guarantee a 100% acceptance rate for payday loans, using an online payday loan service like Phaebs can greatly increase your chances of being approved for a loan that suits your personal and financial needs. Payday loans are a commonly used financial option.


Small Businesses: What to Consider When Borrowing

As a business owner, there will come a time when you need additional capital to meet short-term cash-flow needs or fuel your long-term growth. Depending on your business circumstances, you may decide to raise the additional capital with debt or with equity.

If you decide to raise capital by borrowing, there are important questions to consider and budgeting considerations to make in order to get the most out of your debt.

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