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With our comprehensive and easy to understand articles, you can keep up-to-date with all the latest developments that may affect your finances

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Best 25 Small Cities in America: 2023

Thanks to inflation and new attitudes toward working from home, many Americans are leaving cities in mass, searching for smaller communities with a great quality of life. Therefore, we decided to help our readers answer the question: What are the best towns or small cities in America to live in?


Best 25 Mid-Sized Cities In America: 2023

Exploring the best 15 mid-sized cities in the United States

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Best Scholarship Search Engines – 2023

Finding a suitable scholarship can be challenging. Thankfully, there are numerous websites that allow students to filter through the 5 million scholarships in the US. We have complied a list of the top 9 scholarship search engines.


Best 10 Ways To Save At The Supermarket in 2023

As inflation rates continue to rise, it’s becoming more challenging to save money, especially with the increasing cost of everyday goods, including groceries, which is one of the largest expenses for individuals. To assist in reducing your grocery shopping bill in 2023, we’ve compiled a list of 10 helpful tips.

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Payday Loan Alternatives

As many as 12 million Americans take out payday loans annually, but there are alternatives to this short-term, high-cost borrowing option. Several other loan ‘types’ with unique characteristics can act as substitutes for payday loans if the borrower fits certain criteria.

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Why are Payday Loan APR’s so High?

Payday Loans have some of the highest annual percentage rates (APR) out of all credit products. There are multiple factors which affect the APR charged on a loan but there are 2 main reasons that payday loans have such high APR’s.

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Can I get a payday loan if I am unemployed?

Regardless of your employment status it is still possible to get a short-term loan. However, although you may not be employed, lenders will still require you to have a regular source of income.

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Can I Get A Payday Loan With A Low Credit Score?

Some payday lenders are happy to lend money to individuals with poor credit scores. However, consumers should be cautious from who they take a loan.

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5 Questions To Ask Yourself Before You Get A Payday Loan

Before you submit a payday loan application, it is important that you are aware of both the benefits and drawbacks of taking out a payday loan. Taking out a payday loan for the wrong reasons could result in you seriously damaging your financial wellbeing. However, used correctly, a payday loan can be an invaluable tool, helping you take care of life’s unexpected events and build your financial health.

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Will A Payday Lender Contact My Employer

Some lenders accept copies of payslips and / or bank statements as proof that you are employed and have a consistent income. However, some payday loan lenders will need to contact your employer to confirm that you are employed at the company that you have specified on your application.

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