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With our comprehensive and easy to understand articles, you can keep up-to-date with all the latest developments that may affect your finances

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Scholarship Application Tips – 2023

Scholarships applications can be very competitive. In order to stand out from the crowd, follow these 9 tips from both successful applicants and scholarship markers to maximize your chances of securing a scholarship.

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How to Avoid Scholarship Scams – 2023​

Applying for college scholarships and financial aid can be overwhelming.
Scammers take advantage of students confusion during scholarship applications to run a variety of schemes aimed at coaxing students out of money, selling insurance, selling loans or even stealing personal data.


Payday Loan Stocks 2023

Payday lenders are typically small private lenders. There are more than 20,000 lenders across the US today. However, some payday lending companies are not small and private but are large, publicly traded companies with listed stocks. Find out more

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Payday Lending by Numbers: Which States are Dominating – 2023?

Payday lending is legal in 32 states across America. However, the scale of the payday lending industry within each state can be widely different. As such, we decided to investigate and compile a definitive guide on the size of the payday lending industry within each state.

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American States

Where are Payday Loans Legal – 2023

Payday loans can be helpful in a financial emergency. However, some lenders have come under fire for their predatory practices. As a result, some states have placed restrictions on payday lending aimed at protecting borrowers. We have compiled a definitive guide on the legality of payday loans in each state in 2023.

Small American City

Top 100 Best Small Cities in America 2023

Thanks to inflation and new attitudes toward working from home, many Americans are leaving cities in mass, searching for smaller communities with a great quality of life. Therefore, we decided to help our readers answer the question: What are the best towns or small cities in America to live in?

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Best Scholarship Search Engines – 2023

Finding a suitable scholarship can be challenging. Thankfully, there are numerous websites that allow students to filter through the 5 million scholarships in the US. We have complied a list of the top 9 scholarship search engines.


Best 10 Ways To Save At The Supermarket in 2023

As inflation rates continue to rise, it’s becoming more challenging to save money, especially with the increasing cost of everyday goods, including groceries, which is one of the largest expenses for individuals. To assist in reducing your grocery shopping bill in 2023, we’ve compiled a list of 10 helpful tips.

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Payday Loan Alternatives

As many as 12 million Americans take out payday loans annually, but there are alternatives to this short-term, high-cost borrowing option. Several other loan ‘types’ with unique characteristics can act as substitutes for payday loans if the borrower fits certain criteria.

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Why are Payday Loan APR’s so High?

Payday Loans have some of the highest annual percentage rates (APR) out of all credit products. There are multiple factors which affect the APR charged on a loan but there are 2 main reasons that payday loans have such high APR’s.

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